Use Your Dental Benefits Before They Expire – Don’t Let Them Go to Waste!
As we approach the end of the year, it’s important to make sure you’re getting the most out of your dental insurance. Did you know that most dental plans reset at the beginning of the year? Any unused benefits won’t carry over, so if you’ve been putting off treatments, now is the time to take action! Dental insurance plans are structured to encourage preventive care and to help reduce the financial burden of restorative treatments. But each year, the benefits included in your plan reset, and any unused coverage disappears. This “use-it-or-lose-it” nature of most dental insurance means that taking advantage of your benefits before the year ends can maximize your insurance investment.
Why It’s Smart to Use Your Benefits Before They Expire
1. Routine Care and Preventive Treatments
Routine exams and cleanings are essential to maintaining a healthy smile and preventing potential issues down the road. These preventive services are often fully covered by insurance, allowing you to keep up with your oral health without additional costs. If you haven’t already scheduled your second annual check-up, now is the perfect time to do so!
2. Outstanding Treatments
If you’ve been diagnosed with any dental issues that need attention—such as cavities, cracks, or missing teeth—now is a great time to schedule those treatments. Insurance typically covers a portion of these procedures, reducing your out-of-pocket expenses. Taking care of these treatments now can help you avoid higher costs later if issues worsen. Procedures like fillings, crowns, or root canals are worth completing before year-end to make the most of your remaining benefits.
3. Splitting Treatment Across Years
For patients requiring more extensive treatment that might exceed this year’s annual maximum, we can help you create a plan to divide your care over two benefit years. For instance, by starting your treatment this year and continuing it in early 2025, you can take advantage of two annual maximums, which can help reduce out-of-pocket expenses. This approach works particularly well for procedures that require multiple appointments, such as certain restorative treatments or orthodontic adjustments.
How to Maximize Your Benefits: Tips from Dr. Hanna Mularkey and Dr. Sarah Danser
Know Your Benefits: Take time to understand what your insurance covers. If you’re unsure of your remaining benefits, reach out to our team! We’re here to help you review your plan and ensure you’re getting the most from it.
Plan Around Your Deductible: If you’ve already met your deductible for the year, any remaining treatments will likely be more affordable. Completing treatments now allows you to take advantage of lower costs before your deductible resets in January.
Schedule Early: The end of the year is our busiest season, with many patients trying to fit in last-minute appointments. To secure your preferred time, we recommend booking as soon as possible.
Act Now to Secure Your Appointment
Dr. Hanna Mularkey and Dr. Sarah Danser encourage you to contact us soon. Year-end appointments fill up quickly, and by scheduling now, you can ensure you don’t miss out on the valuable benefits you’ve already paid for.
Whether you need routine care, have remaining treatments, or are interested in a consultation for future work, our team at Point Meadows Dentistry is here to help you finish the year with a healthy, confident smile. Call us today at (904)377-1187 or click here to book online!
Make the Most of Your Dental Benefits—Don’t Let Them Go to Waste!
By using your benefits before they expire, you’re making an investment in your oral health and taking advantage of the support your insurance plan offers. We look forward to helping you achieve your best smile and making the most of your insurance benefits!
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